A Deep Dive into Catastrophe (CAT) Loss Trends
Catastrophe (CAT) losses, driven by natural disasters and climate-related events, are a critical measure of risk in the global insurance and reinsurance industry. While the...
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Rating for Architects and Engineers Professional Liability Policy
The actuary will calculate the rating factors for Architects & Engineers Professional Liability by applying a series of multipliers to a base premium. The premium...
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Motor Insurance
Motor Insurance in Australia includes both private/domestic and commercial motor insurance Domestic motor insurance in Australia, commonly known as Car Insurance, is a highly competitive...
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Homeowners Insurance
Homeowners ( Home and Contents Insurance) Homeowners insurance in Australia, commonly referred to as Home and Contents insurance, is a crucial protection for property owners...
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Consumer Credit Insurance
Consumer Credit Insurance (CCI) CCI in Australia is a type of add-on insurance often offered when you apply for a credit product like a personal...
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Marine Insurance
Marine Insurance in Australia is a broad and specialized field that covers risks associated with marine craft, cargo, and marine-related liabilities. It’s essential for anyone...
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Fire and ISR policy in Australia
Fire and ISR In Australia, when discussing “Fire and ISR” insurance, you’re generally referring to two key types of business property coverage: Standard Fire &...
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Workers’ Compensation (and Employer’s Liability) in Australia
Workers’ Compensation (and Employer’s Liability) by State/Territory Here’s a breakdown of the workers’ compensation schemes and average premium rates (as percentages of total wages) for...
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Professional Indemnity (PI)
Professional Indemnity (PI) Professional Indemnity insurance in Australia is a critical form of coverage for individuals and businesses that provide professional advice, services, or designs. It...
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Public and Product Liability insurance
Public and Product Liability insurance Public and Product Liability in Australia is crucial for businesses of all sizes, protecting them from financial losses due to...